Archetypes
Ten published household profiles, each with its own weight schedule drawn from BLS Consumer Expenditure Survey 2000 standard tables. Five demographic; five income-quintile. The National Average is the headline citation surface.
Demographic archetypes
Derived from BLS CEX 2000 Tables 3 (housing tenure), 5 (consumer unit composition), and 7 (age of reference person). The National Average is the headline citation surface; no archetype is methodologically privileged. Each archetype's weights sum to 1.0.
| Archetype | What it represents | Annual rate | $ / 2000 dollar | Action |
|---|---|---|---|---|
|
National Average
Headline
national_average |
The headline citation surface. Weighted from BLS CEX 2000 single-table consumer-unit average. | 3.55% | $0.41 | View → |
|
Homeowner
homeowner |
Owner-occupied household profile from CEX 2000 Table 3. Owned-shelter operating cost replaces rent. | 3.50% | $0.41 | View → |
|
Renter
renter |
Tenant-occupied household profile from CEX 2000 Table 5. Market-rent shelter dominates. | 3.66% | $0.39 | View → |
|
Working Parent
working_parent |
Household with own children under 18 from CEX 2000 Table 7. Higher Household Goods share captures childcare implicitly. | 3.49% | $0.41 | View → |
|
Retiree
retiree |
Age-65+ reference person profile from CEX 2000 Table 7. Healthcare premium augmentation set to zero (Medicare). | 3.33% | $0.43 | View → |
Income-quintile archetypes
Derived from BLS CEX 2000 Table 1 (income before taxes, quintiles of consumer units). Useful for inequality-aware analysis: the lowest income quintile carries a much higher healthcare-premium share than the highest.
| Archetype | What it represents | Annual rate | $ / 2000 dollar | Action |
|---|---|---|---|---|
|
Income — Lowest Quintile
income_lowest_quintile |
First income quintile from CEX 2000 Table 1. Higher healthcare premium share. | 3.86% | $0.37 | View → |
|
Income — Second Quintile
income_second_quintile |
Second income quintile from CEX 2000 Table 1. | 3.68% | $0.39 | View → |
|
Income — Middle Quintile
income_middle_quintile |
Third income quintile from CEX 2000 Table 1. | 3.56% | $0.40 | View → |
|
Income — Fourth Quintile
income_fourth_quintile |
Fourth income quintile from CEX 2000 Table 1. | 3.47% | $0.41 | View → |
|
Income — Highest Quintile
income_highest_quintile |
Fifth income quintile from CEX 2000 Table 1. Lower healthcare premium share. | 3.35% | $0.43 | View → |